You may wonder if you are making the right decision by renting. Check out the top reasons you may be smarter to keep renting.

1. You Don’t Plan to Settle Down

The top reason you shouldn’t buy a home is if you have an uncertain future, or even know that you will be moving to a new location in a short time (under five years). If you don’t know where your path is headed next, it might not be a good idea to commit to a mortgage.  

2. You Can’t Handle (or Don’t Want) Responsibility

Having a landlord who takes care of all your home’s upkeep is a huge advantage of renting.

3. You Need Time to Build Your Finances

If you need more time to save up for a down payment, you may want to keep renting until you are financially ready.

4. You Have Other Financial Priorities Right Now

Whatever your financial priorities right now, if using a large number of money as a down payment isn’t helpful to them, you might be better off waiting.

5. You Want a Nicer Neighborhood

Renting can sometimes allow you to live in a better neighborhood than buying would.

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1.If you plan to move to a new place to work in three years, it is better for you to .

A buy a house

B commit to a mortgage

C check in a hotel

D rent a house

解析：选D。内容理解题。根据第1点理由可知没在一个地方长久呆下去比较适合租房，故选D。

2.Which of the following is supposed to rent a house?

A Mike likes to buy all kinds of flowers and grow them in the garden.

B Jack works in a hotel with low income.

C Jenny owns her company in her hometown.

D Lucy teaches in a high school for her whole life.

解析：选B。判断推理题。低收入者适宜租房，故选B。

3.What kind of job is OK to buy a house?

A A part-time job.

B A stable and huge income job.

C A job with heavy pressure.

D A job without any future.

解析：选B。 判断推理题。一份稳定高收入的工作当然适宜买房，故选B。

4.Which is the top reason that you should not buy a house?

A You want to get on well with your neighbor.

B Your future is uncertain.

C You plan to buy a car to first.

D You are too lazy to clean your yard.

解析：选B。细节理解题。根据第一点理由The top reason you shouldn’t buy a home is if you have an uncertain future可知，故选B。

5.Which reason is NOT about money?

A 1 and 3.

B 2 and 4.

C 4 and 5.

D 2 and 5.

解析：选D。细节理解题。第2点理由是关于房子维护保养比较麻烦，第5点是关于邻里关系，故选D。