A savings goal should include what you want to buy, how much you need to save, when you need to have it by, and how you plan to save. To achieve your savings goal, you may have to decide not to spend your money on other things along the way. But it helps you plan for the things you want. Here are some examples. 

Isabella is a fourth grader. She loves to play basketball. She is on a team that plays once a week. She wants to go to a basketball camp next summer, but her parents said she had to make the money to go. Isabella’s goal is to save $100 by next summer. Isabella has a plan to clean leaves this autumn and clean snow in the winter for people in her neighborhood to make the money. She has nine months and needs to make about $23 a month to reach her savings goal. After her parents said yes, she started to let her neighbors know she was ready to work. 

Noah is a fifth grader. He is interested in music. He would like to buy a guitar. It’s sold for $150. Noah got $25 for his birthday, but still needs $125 more to buy it. He makes $25 a week by walking his neighbors’ dogs after school and on weekends. If he continues to walk his neighbors’ dogs, he will be able to save enough money to buy the guitar in just a few weeks.

1.A savings goal does NOT cover ______.

A the saving reason

B the needed money

C the expected time

D the plan time

解析：选D。D细节理解题。根据第一段第一句“A savings goal should include what you want to buy, how much you need to save, when you need to have it by, and how you plan to save.”可知，一个储蓄目标应该包括你想买什么，你需要存多少钱，什么时候需要用，以及你计划如何存。不包括做计划的时间。故选D。

2.Isabella is saving money for ______.

A exams

B education

C a camp

D environment

解析：选C。C细节理解题。根据第二段的“She wants to go to a basketball camp next summer”可知伊莎贝拉存钱是为了去篮球夏令营。故选C。

3.What will Isabella do to make money?

A Play basketball.

B Do the housework.

C Clean snow.

D Plant trees.

解析：选C。C细节理解题。根据第二段的“Isabella has a plan to clean leaves this autumn and clean snow in the winter for people in her neighborhood to make the money.”可知伊莎贝拉计划通过清理树叶和清除积雪来赚钱。故选C。

4.When can Noah work to make money for a guitar?

A On Saturday.

B Only after school.

C On weekday mornings.

D On Wednesday.

解析：选A。A推理判断题。根据第三段的“He makes $25 a week by walking his neighbors’ dogs after school and on weekends.”他放学后和周末帮助邻居遛狗，选项A周六符合。故选A。

5.How long will Noah take to finish his goal?

A One and a half months.

B Nine weeks.

C One month.

D Five weeks.

解析：选D。D数字计算题。根据第三段“but still needs $125 more to buy it. He makes $25 a week”可知诺亚还需要125美元，而他每周挣25美元，则还需要5周。故选D。