金融理财进课堂,提高国民财商从娃娃抓起
金融理财进课堂,提高国民财商从娃娃抓起

Chinese primary school textbooks may soon include financial knowledge as the country starts a campaign to improve investors’ awareness.
China’s ministry of education and the country’s securities regulator said they would be working together to “increase financial knowledge” among China’s youths. Officials said the campaign to improve the understanding of the country’s securities and futures markets would begin with textbooks for primary and middle schools.
For years, authorities have been trying to improve financial knowledge as retired people or less experienced investors have lost their savings to risky investments or fraud. At least one person, a woman in Zhejiang Province, killed herself after losing about $40,000.
“This is very important for social harmony and stability,” said Gao Li, a spokesperson for the securities commission on Friday. As China finds new funding for cash-shorted companies and local governments, and opens the door to more foreign money entering its stock exchanges, it is looking to upgrade the financial knowledge level of Chinese investors. 
Tech companies have launched financial knowledge apps for kids while schools in cities like Shanghai, Guangzhou and Shenzhen have introduced related lessons. In 2014, students in Shanghai scored the highest of any country on a financial knowledge test organized by the OECD.
Officials said they would also focus on improving the financial knowledge of teachers, encourage universities to offer related courses to all students, and find other innovative ways to improve the understanding of markets like internships or virtual trading. The country’s securities regulator said it would also be offering its own courses and lectures.

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1.Why does China introduce financial knowledge to textbooks?

A Because it wants to improve youths’ awareness in investment.

B Because many retired people lost their savings in risky investments.

C Because many Chinese companies and local governments are short of money.

D Because China opens its door to more foreign money entering its stock exchanges.

解析:选A。细节理解题。根据第一段和第二段第一句China’s ministry of education and the country’s securities regulator said they would be working together to “increase financial knowledge” among China’s youths.可知中国在教材中引进金融知识是为了提高青少年的投资理财意识,故选A。

2.In which cities can students learn financial lessons?a. Hangzhou b. Shanghai c. Guangzhou d. Shenzhen e. Chengdu

A abc

B abd

C bcd

D cde

解析:选C。细节理解题。根据第五段第一句Tech companies have launched financial knowledge apps for kids while schools in cities like Shanghai, Guangzhou and Shenzhen have introduced related lessons. 可知上海、广州、深圳的学校已经开设了此类课程,文中未提及杭州和成都,故选C。

3.Which of the following is TRUE according to the passage?

A Investment is so risky that average people should keep away from it.

B Too many investment failures will influence the stability of society.

C The country hasn’t taken measures to increase the youths’ financial knowledge.

D Only children in large cities can receive education about financial knowledge.

解析:选B。推理判断题。根据第三段最后一句At least one person, a woman in Zhejiang Province, killed herself after losing about $40,000.和第四段第一句“This is very important for social harmony and stability,” said Gao Li, a spokesperson for the securities commission on Friday. 可知,投资失败能使人疯癫崩溃寻求自杀,即社会不稳定因素,而提高人们的财商能有效保持社会稳定,因此可推断太多的投资失败会影响社会的稳定,故选B。

4.What does the underlined word “innovative ” mean in Chinese?

A 不变的.

B 创新的.

C 陈旧的.

D 强制的.

解析:选B。词义猜测题。他们将致力于提高教师的金融素养,鼓励高校面向所有学生开设相关课程,采用实习、虚拟交易等其他“创新”方式增进学生对市场的了解。innovative意为“创新的”,其他选项的意思都不合理,故选B。

5.What is the main idea of this passage?

A Too many retired people lost their life-long savings on investment.

B We need more youths with financial and investment knowledge.

C We have to arm ourselves with financial knowledge in a new environment.

D China takes measures to increase youths’ financial knowledge.

解析:选D。主旨大意题。本文主要讲述了中国将采取措施增加青少年的财商,并围绕这一话题展开,谈及了缺乏财商带来的不利影响以及采取了什么措施来执行这一活动,故选D。