“月光族”盛行，近四分之一的美国成年人无存款！

                                                                                             

Nearly a quarter of adult Americans have zero savings. They have no savings to pay for emergency situations. Bankrate says that 24 percent of Americans have not saved any money at all for their emergency funds.
The survey found that 31 percent of Americans think enough money means six or more months' worth of money to pay expenses. It shows that nearly two-thirds people of the country aren't saving enough money.
1,003 adults are surveyed. Bankrate found that people aged from 18 to 26 frequently are used to saving three to five months' worth of expenses. 27 percent of the young generation say they have three to five months' of savings as emergency funds.

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1.How many adult Americans have no savings?

A 1,003 Americans.

B All adult Americans.

C Nearly half of adult Americans.

D Nearly a quarter of adult Americans.

解析：选D。细节理解题。根据第一段第一句Nearly a quarter of adult Americans have zero savings.可知近四分之一的美国成年人没有储蓄，故选D。

2.Bankrate says that 24 percent of Americans have not saved any money at all for their ___.

A holiday

B school fee

C daily life

D emergency funds

解析：选D。细节理解题。根据第一段最后一句 Bankrate says that 24 percent of Americans have not saved any money at all for their emergency funds.可知24%的美国人的应急资金存款为零。故选D。

3.The survey shows that nearly __ of the country aren't saving enough money.

A one-third

B two-thirds

C half

D three-fifths

解析：选B。细节理解题。根据第二段The survey found that 31 percent of Americans think enough money means six or more months' worth of money to pay expenses. It shows that nearly two-thirds people of the country aren't saving enough money.可知该调查发现，31%的美国人认为足额存款指至少可以维持6个月开支的金额。也就是说美国近三分之二的人存款不足，故选B。

4.What did Bankrate find?

A Old people are used to saving money.

B Adults are used to saving three months' worth of expenses.

C The kids are used to saving three to five months' worth of expenses.

D The people aged from 18 to 26 are used to saving three to five months' worth of expenses.

解析：选D。细节理解题。根据第三段第二句Bankrate found that people aged from 18 to 26 frequently are used to saving three to five months' worth of expenses.可知Bankrate发现，18到26岁的人中，很多人都拥有可维持3到5个月开支的存款，故选D。

5.27 percent of ___ says they have three to five months' of savings as emergency funds.

A ladies

B gentlemen

C the young generation

D the older generation

解析：选C。细节理解题。根据第三段最后一句27 percent of the young generation say they have three to five months' of savings as emergency funds.可知27%的人表示，他们拥有3到5个月的存款以备不时之需，故选C。