It doesn't take money to make money — just start early and make smart decisions. If you want to get rich, start investing — and start as early as you possibly can.

"Becoming rich is nothing more than a matter of committing and sticking to a systematic savings and investment plan," financial adviser David Bach writes in his book "Smart Couples Finish Rich".

"You don't need to have money to make money," he writes. "You just need to make the right decisions — and act on them."

To illustrate the simplicity of building wealth over time, Bach created a chart detailing how much money you need to set aside each day, month, or year in order to have $1 million saved by the time you're 65.

The chart assumes you're starting with zero dollars invested. It also assumes a 12% annual return.

They give you a good idea of how coming up with a couple of extra dollars each day can make an enormous difference in the long run, particularly if you start saving at a young age.

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1.What does David Bach do?

A A teacher.

B A writer.

C A doctor.

D A waiter

解析：选B。B 细节理解题。根据文章第2段...financial adviser David Bach writes in his book "Smart Couples Finish Rich"可知。

2.If you are 50. you’d better save_______ a year.

A 7500

B 13879

C 26824

D 4144

解析：选C。C 细节理解题。根据表格可知。

3.What does the underlined word “illustrate” mean in Chinese?

A 举例

B 阐明

C 摘录

D 确保

解析：选B。B 词义猜测题。根据第4段划线词的下文...Bach created a chart detailing how much money you need to set aside each day, month, or year in order to have $1 million saved by the time you're 65.可知。

4.What’s the best title for the passage?

A How to be a millionaire

B Save money as early as you can

C Save money until 65

D How to let your money make money

解析：选A。A 主旨大意题。根据表格名称$1 million saved by the time you're 65.可知这是文章的主题。